Products and Services

Our Products & Services

White label enrollment engine (including attractive easy to use UI).

Configurable Telecom centric core platform that can be tailored to optimise customer journeys & acquisition / attach rates. Three cloud-based platforms at center of Telecom eco-system.

RFP-verified unique capabilities in key areas such as fraud, micro-targeting and user-based insurance.

We build regulation and compliance into our platforms. We also secure lending and insurance licenses in each country to help enable our clients as they seek to deploy new lending and insurance services.

Product, Solution and Operating model customized to Telecom/Retailer specifications

Telecom specific developed scorecards. Using millions of historical data points combined with real-time CRA data, Operators can achieve customer risk certainty.

With no code/low code development, our tech is designed for easy integration. On average it takes just ten days to integrate our FinTech solution.

Our GreenTech platform increases the percentage of handsets traded in. We drive device remanufacturing and help clients optimise the back-end logistics through tech enablement.

Advisory services including go to market strategies, product development, regulatory compliance, and operational loan management support.

While each platform has distinct benefits and industry-first capabilities, no competitor can offer the synergies and interconnected capabilities of the three platforms.

Our goal is to elevate the capabilities and performance of our clients. We leverage the large amounts of data we generate to drive insights and to craft product innovations.

Change is Accelerating...

“The Telecoms market is important to Western countries. Key players connect the world, provide vital broadband infrastructure and help drive GDP.

Yet their premises-based systems infrastructure is hampered by old legacy technology that is costly and inflexible. With just one API Glow offers instantaneous cloud base capabilities that are super flexible, infinitely scalable and end-user focused. The result is elevated NPS, significant increases in phone sales and new product capabilities that drive competitive advantage.”

Christiaan Ross, CEO & Co-Founder

1995

2025

Pay Outright

Basic Devices

Subsidy Model

Smartphones

Trade-in

Rising device cost &
Cash Flow Pressure

Device Financing

Debt & Capex demand
(5G & IoT Deployment)

POS Device Finance Outsourcing

Glow is building the vertical cloud to enable Telecom clients to grow faster and become more efficient.

Andrew Cole, Executive Chairman & Co-Founder

End-to-End Solution Capability

Finance in a box/insurance in a box: Glow provides a complete end-to-end service if desired by clients. As we do today for existing clients, Glow provides:

Finance

Three key elements including:

1. Device Financing (on Glow’s balance sheet, securitization leveraging Glow’s big bank partners)

2. The Glow FinTech platform

3. All servicing (call center, online etc.)

Insurance

Three key elements including:

1. Device Insurance (leveraging Glow’s insurance fronting partners)

2. The Glow InsurTech platform

3. All servicing (call center, online etc.)

Trade-in/Upgrade

Three key elements including:

1. The White Label Glow Trade-in/Upgrade Programme (unique incentives to elevate trade-in volume)

2. The Glow GreenTech platform (all in-country repair and logistics partners integrated into one back end platform, unique user experience elements/capabilities)

3. All trade-in/upgrade servicing (call center, online etc.)

AI Product Suite

Generative Artificial Intelligence Capabilities

Glow continues to enable its platforms with AI capabilities. Our platforms will increasingly benefit from AI enhancement.

We leverage the marriage between natural language and the ‘Glow Reasoning engine’. Built with the cloud, these capabilities can transform our existing user experience and core operations. This allows us to co-innovate with clients as we drive fundamental efficiency and sales success. We are creating the Telecom AI Vertical Cloud.